| Gratis | 
            New York Times | 
            05 Oct 2025 | 
          
          
            | Enticement in a credit card ad | 
            Universal | 
            08 Sep 2025 | 
          
          
            | Without service charges | 
             | 
             | 
          
          
            | Type of checking | 
            Eugene Sheffer | 
            08 Jul 2025 | 
          
          
            | Credit card selling point | 
             | 
             | 
          
          
            | No win, ____ | 
            The Telegraph Cross Atlantic | 
            02 May 2025 | 
          
          
            | Like ATMs that don't charge extra | 
            Universal | 
            31 Jan 2025 | 
          
          
            | Without a service charge | 
            Newsday | 
            25 Dec 2024 | 
          
          
            | Kind of checking account | 
            LA Times Mini | 
            09 Nov 2024 | 
          
          
            | Like some ATM withdrawals | 
            USA Today | 
            24 Oct 2024 | 
          
          
            | Free of extra charges | 
            New York Times | 
            13 Oct 2024 | 
          
          
            | Like some credit card accounts | 
            New York Times Mini | 
            17 Sep 2024 | 
          
          
            | Pro bono | 
            LA Times Daily | 
            13 Sep 2024 | 
          
          
            | Chargeless | 
            Newsday | 
            12 Sep 2024 | 
          
          
            | Type of checking | 
            Eugene Sheffer | 
            14 May 2024 | 
          
          
            | ___ checking (bank offering) | 
            LA Times Mini | 
            01 May 2024 | 
          
          
            | Free | 
            New York Times | 
            20 Apr 2024 | 
          
          
            | Like some credit cards | 
            New York Times | 
            07 Apr 2024 | 
          
          
            | Free of charge | 
            Newsday | 
            28 Mar 2024 | 
          
          
            | Landlord-paysbroker, in rental lingo | 
             | 
             | 
          
          
            | Landlord-pays-broker, in rental lingo | 
            New York Times | 
            15 Feb 2024 | 
          
          
            | Like some credit cards | 
            Wall Street Journal | 
            28 Nov 2023 | 
          
          
            | Words in a credit card ad | 
            Universal | 
            17 Oct 2023 | 
          
          
            | Free | 
            Newsday | 
            16 Mar 2023 | 
          
          
            | Charge-free | 
            Premier Sunday | 
            21 Aug 2022 | 
          
          
            | Free, as a bank account | 
            New York Times | 
            04 Jul 2022 | 
          
          
            | Gratis | 
            Newsday | 
            08 May 2022 | 
          
          
            | Without a charge | 
            Universal | 
            29 Mar 2022 | 
          
          
            | Lacking a service charge | 
            USA Today | 
            08 Jan 2022 | 
          
          
            | Like many apartment rentals | 
            New York Times | 
            04 Dec 2021 | 
          
          
            | "Payment not required": 2 wds. | 
             | 
             | 
          
          
            | Credit card lure | 
            Premier Sunday | 
            22 Aug 2021 | 
          
          
            | Type of checking | 
            Eugene Sheffer | 
            30 Jul 2021 | 
          
          
            | Without a charge | 
            Universal | 
            16 Mar 2021 | 
          
          
            | Without a service charge | 
            Newsday | 
            28 Feb 2021 | 
          
          
            | Checking account lure | 
            LA Times Daily | 
            17 Jan 2021 | 
          
          
            | Checking account lure | 
            The Washington Post | 
            17 Jan 2021 | 
          
          
            | Type of checking | 
            Eugene Sheffer | 
            15 Jan 2021 | 
          
          
            | Like some ATM withdrawals | 
            LA Times Daily | 
            27 Dec 2020 | 
          
          
            | Like some ATM withdrawals | 
            The Washington Post | 
            27 Dec 2020 | 
          
          
            | Feature of pro bono services | 
            USA Today | 
            22 Dec 2020 | 
          
          
            | Feature of some credit cards and checking accounts | 
            Wall Street Journal | 
            12 Oct 2020 | 
          
          
            | Without a service charge | 
            USA Today | 
            26 Mar 2020 | 
          
          
            | Credit card draw | 
            Premier Sunday | 
            23 Feb 2020 | 
          
          
            | Pro bono promise | 
            LA Times Daily | 
            08 Oct 2019 | 
          
          
            | Pro bono promise | 
            The Washington Post | 
            08 Oct 2019 | 
          
          
            | Like many A.T.M.s | 
            New York Times | 
            21 Mar 2019 | 
          
          
            | Pro bono promise | 
             | 
             | 
          
          
            | Like many A.T.M.s | 
             | 
             | 
          
          
            | "Payment not required": 2 wds. | 
             | 
             | 
          
          
            | "They charged ___ for this..." ("They did it for free"): 2 wds. | 
             | 
             | 
          
          
            | "Payment not required": 2 wds. | 
             | 
             | 
          
          
            | Like some checking accounts | 
            The Washington Post Sunday | 
            25 Feb 2018 | 
          
          
            | Like some bank services | 
            The Washington Post | 
            05 Nov 2017 | 
          
          
            | Like some bank services | 
            LA Times Daily | 
            05 Nov 2017 | 
          
          
            | Free of charge | 
            Newsday | 
            24 Sep 2017 | 
          
          
            | Like some bank accounts | 
            The Washington Post | 
            16 May 2017 | 
          
          
            | Like some bank accounts | 
            LA Times Daily | 
            16 May 2017 | 
          
          
            | Like a free checking account | 
            Wall Street Journal | 
            22 Feb 2017 | 
          
          
            | Bank's promotional phrase | 
            Newsday | 
            20 Jan 2017 | 
          
          
            | Like some bank accounts | 
             | 
             | 
          
          
            | Like some ATM withdrawals | 
             | 
             | 
          
          
            | Like some bank services | 
             | 
             | 
          
          
            | Like free banking | 
            Premier Sunday | 
            18 Dec 2016 | 
          
          
            | Credit card come-on | 
            LA Times Daily | 
            25 Jun 2016 | 
          
          
            | Credit card come-on | 
            Premier Sunday | 
            28 Feb 2016 | 
          
          
            | Free, as banking | 
            New York Times | 
            24 Jan 2016 | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Free, as banking | 
             | 
             | 
          
          
            | Free, as a checking account | 
            LA Times Daily | 
            25 Oct 2015 | 
          
          
            | Teaser in a credit card ad | 
            Wall Street Journal | 
            17 Oct 2015 | 
          
          
            | Free, as a bank account | 
            New York Times | 
            09 Aug 2015 | 
          
          
            | Like some checking accounts | 
            Wall Street Journal | 
            19 Jun 2015 | 
          
          
            | Without an added charge | 
            Newsday | 
            15 Jan 2015 | 
          
          
            | Teaser in a credit card ad | 
             | 
             | 
          
          
            | Checking account type | 
             | 
             | 
          
          
            | Free, as a checking account | 
             | 
             | 
          
          
            | Without a service charge | 
             | 
             | 
          
          
            | Without an added charge | 
             | 
             | 
          
          
            | Free, as a bank account | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Rental-agency adjective | 
             | 
             | 
          
          
            | Free of charge | 
             | 
             | 
          
          
            | With 36-Across, Craigslist offering, for short | 
             | 
             | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Checking account come-on | 
             | 
             | 
          
          
            | Credit card application enticement | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Kind of checking account | 
             | 
             | 
          
          
            | Credit card lure | 
             | 
             | 
          
          
            | Credit card lure | 
             | 
             | 
          
          
            | Gratis | 
             | 
             | 
          
          
            | Free, as a bank account | 
             | 
             | 
          
          
            | Checking account type | 
             | 
             | 
          
          
            | Credit card lure | 
             | 
             | 
          
          
            | Free | 
             | 
             | 
          
          
            | Apartment ad come-on | 
             | 
             | 
          
          
            | Priceline ad phrase | 
             | 
             | 
          
          
            | Credit card "carrot" | 
             | 
             | 
          
          
            | Like some credit cards | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Checking account lure | 
             | 
             | 
          
          
            | Like some credit cards | 
             | 
             | 
          
          
            | Bank enticement | 
             | 
             | 
          
          
            | Bank's enticement to would-be customers | 
             | 
             | 
          
          
            | Like some credit cards | 
             | 
             | 
          
          
            | Attractive IRA feature | 
             | 
             | 
          
          
            | Type of bank account | 
             | 
             | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Gratis (h,h) | 
             | 
             | 
          
          
            | Like many checking accounts | 
             | 
             | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Like some checking | 
             | 
             | 
          
          
            | Gratis (h,h) | 
             | 
             | 
          
          
            | Kind of checking account | 
             | 
             | 
          
          
            | Like many checking accounts | 
             | 
             | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Lacking a charge | 
             | 
             | 
          
          
            | Credit card come-on | 
             | 
             | 
          
          
            | Phrase in some apartment ads | 
             | 
             | 
          
          
            | Sans annual charge | 
             | 
             | 
          
          
            | Gratis | 
             | 
             | 
          
          
            | Gratis | 
             | 
             | 
          
          
            | Sans annual charge | 
             | 
             | 
          
          
            | "Payment not required" | 
             | 
             | 
          
          
            | Phrase in a classified ad for an apartment | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Kind of checking account | 
             | 
             | 
          
          
            | Free | 
             | 
             | 
          
          
            | Kind of checking account | 
             | 
             | 
          
          
            | Preferred checking account | 
             | 
             | 
          
          
            | Apartment-ad phrase | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Type of checking | 
             | 
             | 
          
          
            | Kind of checking | 
             | 
             | 
          
          
            | Kind of checking account | 
             | 
             | 
          
          
            | Type of checking | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             | 
          
          
            | Like some bank checking | 
             | 
             | 
          
          
            | Feature of some agencies | 
             | 
             | 
          
          
            | Like some checking accounts | 
             | 
             |