The Times Concise puzzle clues 2016 Oct 31

• Ass; stupid person Crossword Clue
• Conjecture; estimate Crossword Clue
• Courage in battle Crossword Clue
• Courageous Crossword Clue
• European nation Crossword Clue
• Excellence, worth Crossword Clue
• Impecunious Crossword Clue
• Interrupt; upset Crossword Clue
• Leafy plant Crossword Clue
• Needing to drink Crossword Clue
• On the other hand Crossword Clue
• Pacific island nation Crossword Clue
• Radio pioneer Crossword Clue
• Refuse to vote Crossword Clue
• Required by etiquette Crossword Clue
• Ship's right side Crossword Clue
• Start, beginning Crossword Clue
• Voucher as a present Crossword Clue
• Working Crossword Clue